Pleasanton, California, Loan Modification Lawyer

If you received a notice of default from your mortgage lender, or if you are anticipating the lender taking action for missed loan payments, you must be proactive if you want to keep your home. Contact me for discuss your options to foreclosure.

I am San Francisco Attorney Connie Yi. My law firm offers a complete range of legal services for individuals and families facing the loss of their homes due to financial difficulty. As an attorney with licenses as a certified public accountant (CPA) and a real estate broker, I am proud to provide legal services beyond the standard that most firms offer.

Timing is critical to keeping your home

In California, new laws have been enacted to regulate the mortgage industry. One of those laws, though temporary, requires lenders to make good faith efforts to modify loans prior to filing a notice of default. Unfortunately, the good faith efforts of many loan companies do not extend far enough to make an actual difference in the lives of homeowners in financial crisis.

If you have received a notice of default, you have 90 days from the default before you must be out of the house. You can try to personally contact your lender or to work through a HUD counselor to discuss loan modifications; however, the process can take a significant amount of time. With a deadline looming, clients have found it is more efficient to work through my firm.

Protecting your interests is my goal

As a lawyer with a real estate broker's license, I know who to contact at your mortgage company and how to get in touch with them. I know how to effectively negotiate loan modifications. I also know how to leverage the time needed to reach a loan workout agreement that is in your best interests or the steps to take to achieve a short sale.

Before the loss of your home becomes a reality, call me. I will work on your behalf to stop foreclosure proceedings whether by discussions with your lender or by filing an injunction for relief. I am also able to provide advice to minimize your tax liabilities and credit damage.

For one-stop real estate and tax law services in San Francisco, contact me for consultation. For your convenience, I maintain four accessible locations in the Bay Area with free parking and accept all major credit cards. In addition, I speak fluent Chinese. Evening and weekend appointments are available.